Terms and Conditons
Your information will be collected and held by:
Debut Limited, 30 Pollen StreetGrey Lynn, Auckland 1021.
What information we can collect about you
We collect information you give us.
When you create your Account and use our Service, we may collect information from you, such as: name, date of birth, email, phone number, address, photo ID, bank information, account information, communication transcripts of support enquiries you may make and feedback on our Service.
You are not required to provide us with your information. However, if you don't, or we can't otherwise collect your information, it may affect our ability to do business with you and perform the services set out below.
We collect information created when you use the Service.
We may collect information about you when you use the Service, such as the details of your deposits, withdrawals, investment options, and information on how you interact with our Service.
We collect information from third parties
We may collect information about you from third parties, for example from service providers that help us to verify your identity, or make or receive payments from you, or to provide onboarding or marketing services. We may also collect information about you from publicly available sources.
How we can use your information
We can use your information to provide the Service
We use your information to provide, personalise, maintain, and improve our Service. For example, we may use your information to create and update your account, verify your identity, process payments, improve operational processes, tailor investment opportunities provided to you and carry out testing and research.
We can use your information to keep things safe, secure and legal.
We may use your information to detect, prevent, and protect against fraud and crime and to comply with the Law.
We can use your information for customer support.
We may use your information to communicate with you to provide and improve our customer support and resolve disputes.
We can use your information for research and development.
We can use your information to test, research, analyse, and develop our Service to make it better, safer, and easier to use. We may use your information to create our own market data and for making comments about the market. We may use your information to obtain your feedback through a third party.
We can use your information to promote Debut and other stuff we think you’ll like.
We can use your information to send targeted emails, text messages, ads, and other content about our Service or the services of our business partners.
Who we can share your information with.
We may share your information with our service providers, subsidiaries, and business partners, such as:
- third parties that help us to carry out the Service (for example, to verify your identity, custody of funds, or complete payments);
- software-as-a-service providers that we use to provide the Service (for example, our customer experience analytics platform provider or customer service platform provider);
- cloud-storage providers;
- marketing partners;
- data analytics or research partners;
- third parties that help us to enhance the safety and security of the Service;
- where required, to the regulators (for example, FMA);
- with third party providers (such as Google, Facebook and programmatic display) for marketing purposes; and
- our consultants, lawyers, accountants, insurers, and professional advisors.
Some of these service providers, subsidiaries and business partners are located outside of New Zealand and may not be subject to New Zealand privacy laws. However, we will take such steps as are reasonable in the circumstances to confirm that those organisations are required to protect the information in a way that, overall, provides comparable safeguards to those under the Privacy Act. By using the Service and otherwise providing us with your information, you authorise such disclosure.
We may also share your information if we believe it’s allowed by Law or is appropriate due to fraud, security, or similar concerns. If you use another person’s credit card, payment or other information, we may share your information with that person.
We may share your information if we sell to, or merge some or all of our business or assets with, another company.
We can also use and share your information in other ways if you give your consent.
We can use and share information that does not identify you for any purpose.
A note on cookies and similar tech
Cookies and other similar technology are used to remember your browser or device during and between website or app visits. Our Service may include cookies and other tech with a similar purpose. We can use this technology to do things, such as remember your preferences and settings, improve security, analyse traffic and trends, and measure the effectiveness and popularity of features or marketing.
This technology is linked to your browser or device and usually it doesn’t identify you. The sort of information collected includes your device type, date and time of use, referring website, IP address, and advertising identifiers. We may link this information to other information we collect about you.
Retaining and deleting your information
We may keep your information:
- for as long as you have an Account;
- for a minimum of 7 years (after your Account is closed) to comply with regulatory, tax, insurance, and other requirements;
- for an indefinite time if we believe necessary, for example for fraud prevention, safety, and security.
We’re committed to keeping your information safe and secure.
We continuously implement and update security measures to help protect your information. However, despite all of our measures, we can’t guarantee the security of the transmission or storage of your information.
Your rights regarding your information
- withdraw any consents given in relation to the handling by us of your information;
- request access to your information (we may charge a fee); or
- request that we correct information that is inaccurate or out of date,
Our Service may contain links to third-party websites. Our terms don't apply to any third-party websites. We take no responsibility for the content, operation, or privacy practices of other websites.
Attention: The Privacy Officer
If you have concerns that we have not met our obligations to you as required by the Privacy Act and the Information Privacy Principles of that Act, you may contact us and make a complaint at the address and/or email listed above.
More information about your rights and our obligations in respect to privacy and information on making a privacy complaint are available from the Office of the Privacy Commissioner at: